Software platforms

Make payments part of your product.

DivPay already powers payments inside point-of-sale, retail and shop-management software. Onboard your merchants, take payments in person and online, and follow every status change — through one API.

POST /your/webhook   X-Event: payment.completed
X-Signature: sha256=9f2c…e41a
{
  "event": "payment.completed",
  "tenant_id": "store_downtown",
  "idempotency_key": "evt_7Qx2…",
  "data": {
    "status": "COMPLETED",
    "amount": 48.00,
    "currency": "USD"
  }
}
Built for platforms

Everything you need to offer payments to your merchants.

Onboard merchants by API

Create a payment account for each of your customers from inside your product — each one isolated from the others.

Scoped credentials

Platform credentials for your system, API keys per merchant with only the permissions they need — rotate either at any time.

Signed webhooks

Every payment and link event delivered to your endpoint, HMAC-signed, retried on failure, filtered to the events you choose.

Safe retries

Idempotency keys on payment requests: retry after a timeout without ever charging a customer twice.

Every channel, one API

Hosted checkout, payment links, wallets and card-present terminals report through the same model.

Documented API

An OpenAPI reference for every endpoint, and a separate test environment to build against.

How it works

From first call to first payment.

Register your platform

We set up your platform account and issue credentials for our test environment.

Onboard merchants

Create a payment account for each customer from inside your product.

Take payments

Online checkout, payment links and in-person terminals — under each merchant.

Stay in sync

Signed webhooks keep your system updated as every payment changes status.

Already integrated

Proven inside the software merchants run every day.

DivPay is embedded in business software across several industries — your platform can be next.

Restaurant & retail POS Retail & ERP Online ordering Auto-service shops

Ready to take payments with DivPay?

Talk to our team about your business in the United States or Canada.